Luton – Millions of people rely on their car every day, from transporting their families around to getting to work. An MOT failure combined with an unexpected repair bill that cannot be paid straight away can mean a car being put off the road immediately.

Vauxhall Insurance

Vauxhall has launched its new MOT Test Insurance to cover owners from this risk, which could ultimately affect their livelihoods or daily needs. The MOT Test Insurance covers the cost of repair and replacement of parts up to the value of £750 including labour and VAT, meaning that an MOT failure becomes at most a disruption, rather than a disaster.

MOT Test Insurance is available for up to three years and provides great value costing just £75, £85 or £95 for 12, 24 and 36-month policies, respectively. It is available for most Vauxhall cars and all car-derived vans up to seven years old and with less than 70,000 miles on the odometer when the policy is taken out. The insurance can be transferred to a new owner if the vehicle is sold.

MOT Test Insurance can be taken out if:

  • The vehicle passes its test at a Vauxhall MasterFit retailer, in which case it can be covered for the next MOT
  • The vehicle has an existing MOT certificate and it is being covered for the next MOT
  • It is at least six months before the vehicle’s first MOT test is due
  • The vehicle has been serviced in accordance with the manufacturer’s recommendations